Most people don’t make the most of workers’ compensation benefits because they’re misinformed about how the system works. Misconceptions about who qualifies, what’s covered and how to file a claim can leave injured workers feeling frustrated, confused or even hesitant to seek the necessary support.
Here is a breakdown of the common myths about workers’ compensation you need to know to set the record straight and protect your interests after a workplace accident.
Untrue: You can only receive benefits for major injuries
Workers’ compensation is not just for catastrophic injuries, such as broken bones or severe burns. It also covers less obvious injuries like repetitive strain injuries and illnesses caused by workplace exposure. In short, you may be eligible for benefits if your injury or illness is work-related.
Untrue: You can be fired for filing a claim
Pennsylvania law prohibits employers from retaliating against employees for filing a workers’ compensation claim. As such, you should not be afraid of losing your job or facing adverse actions just because you filed a claim. If you believe you’ve been unfairly treated at your job after filing a claim, you may have legal options to address the situation.
Untrue: You must be on company property to qualify
You do not have to be physically present at your workplace to qualify for workers’ compensation benefits. For instance, you may still have a valid claim if you’re injured while running work errands or attending a job meeting outside the office.
Untrue: Part-time or seasonal employees are not covered
Pennsylvania employers are generally required to provide coverage for all their employees, whether working full-time, part-time or seasonally. As such, you are eligible for workers’ compensation benefits as long as you are not an independent contractor.
Untrue: You will recover all your lost wages
While workers’ compensation benefits cover all reasonable and necessary treatment for work injuries, you can only recover a portion of your missed wages (about two-thirds of your average weekly earnings, subject to certain limits).
These are just a few common misconceptions about workers’ compensation in Pennsylvania. Seeking legal guidance can help you understand your rights and maximize the benefits you’re entitled to if you’ve been injured at work.
