If you’ve been hurt in a workplace accident you think was your fault, you might be wondering if you still qualify for workers’ compensation benefits. Maybe you made a mistake, missed a step or just had a clumsy moment, and now you’re worried it could jeopardize your claim.
Fortunately, being at fault for an accident at your job doesn’t automatically disqualify you. Pennsylvania’s workers’ compensation system operates under a no-fault system. This means that you may still be entitled to medical care and wage loss benefits even if you were responsible for a workplace accident.
There are a few exceptions
While fault usually doesn’t matter in workers’ compensation claims, there are exceptions. For instance, if you were intoxicated, under the influence of illegal drugs or intentionally caused your injuries, your claim could be denied. Similarly, you may be ineligible for benefits if your actions leading to the accident were in clear violation of workplace safety rules.
Take informed action to protect your claim
Whether the accident was your fault or not, the steps you take immediately afterward matter. First, report the injury to your supervisor as soon as possible. Waiting too long can lead to unnecessary complications, potentially hurting your claim.
Next, get medical attention. Don’t downplay your injuries just because you think you were partly to blame. Be honest and detailed about how it happened. The key is showing that the injury occurred while you were doing your job.
Getting early legal assistance is equally prudent. Employers and insurers may try to argue that your actions were reckless or that you violated company policy — anything to reduce or deny your benefits. Having the right support can help you counter such allegations and protect your rights throughout the claims process.
